Travelling from the United States to India with a credit card with lounge access and no annual fee is luxurious. Before your international flight from the USA to India, you can relax in one of these lounges in a peaceful environment. It might be expensive for frequent travellers or families seeking lounge access. Credit cards offer more benefits than debit cards, including lounge access.
This article on Vayubooking explores the best airport lounge access credit cards in India and how to check if your card offers lounge access.
Top Premium Credit Cards for Airport Lounge Access in India 2024
1. AU Small Finance Bank Zenith Credit Card
Airport Lounges
Four free lounge visits within India per quarter with your VISA Card.
Two free international lounge visits per quarter with a Priority Pass. Fees include a Priority Pass.
Railway Lounges
Two free lounge passes per quarter at train stations with your VISA card. Add-on cardholders can also use these passes.
Eligibility Criteria
Indian residents aged 21-60 can apply. Add-on cardholders must be over 18.
Tariffs & Fees
Joining & Annual Fee: Rs. 7999 + taxes
Cash Advance Charges: 2.5% (min Rs. 100)
Quarterly airport lounge passes for two international and four domestic airports
Revolving Credit Charges:-1.99% per month
Minimum Amount Due:- 5% of the total due or min Rs. 100
Positives
Reward points on every transaction
Attractive welcome bonuses
Lower mark-up fees on international transactions
Dedicated concierge service
Negatives
Annual fee applicable
Charges for foreign currency transactions
2. SBI Elite Credit Card
The best Airport Lounge Access Credit Card available. SBI offers fantastic benefits by promoting this card:
Welcome Bonus: Rs. 5000/-
Etihad Guest Miles: Rewards for every Rs. 100 spent, including international, fuel, and Etihad.com expenses.
Instant Discounts: On airways bookings.
Insurance: Coverage for overseas travel.
International Lounge Access
Complimentary Priority Pass membership worth $99
6 free international lounge visits per year (max 2 visits per quarter) from 1st July 2017
Access to over 1000 airport lounges worldwide
$27 plus taxes each visit after the free ones
Priority Pass valid for 2 years for primary cardholders only
Call 1860 180 1290 or 39020202 to get your Priority Pass
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Domestic Lounge Access
2 free domestic lounge visits per quarter in India
Use your SBI Card ELITE at participating lounges
Limited time offer from Visa/Mastercard/American Express
Club Vistara Membership
Complimentary Club Vistara Silver membership
1 free upgrade voucher
Earn 9 Club Vistara Points for every Rs. 100 spent on Vistara flights
Positives
Contactless transactions for fast and easy payments
Unique security feature ensures only one transaction at a time
Fraud liability covers up to 1 Lakh
Negatives
High joining and annual fees
3. Axis Bank Airport Lounge Access Credit Card Offers
Axis Bank offers one of the best airport lounge access credit cards with a number of excellent benefits. Here are the key offers:
Complimentary access to airport lounges at 20+ airports across India.
Enjoy dining, movie tickets, and more with this priority Axis Bank credit card.
Get a priority value benefit of Rs. 9500/-
Explore the Club Vistara Forex Card for more ultimate offers.
Positives:
Easy application process with Axis Edge rewards.
Excellent offers under Axis Bank’s priority banking program.
Access to travel lounges, bars, and more at top Indian airports.
Negatives:
It may not offer as many benefits as other airport lounge credit cards.
Axis Bank Vistara Signature Credit Card
Complimentary premium economy ticket
Complimentary Club Vistara membership
Earn Club Vistara points on every swipe
Rewards for milestone spends
Lifestyle privileges
4. American Express Platinum Reserve Credit Card
The Platinum Card from American Express is a top choice for international lounge access. Here’s why you should consider it:
Availability of more than 1,200 airport lounges across the globe, such as Centurion, Priority Pass, and Delta Sky Club lounges.
$200 annual airline fee credit for baggage fees, in-flight purchases, and more.
$200 annual Uber credit for rides or Uber Eats orders.
Up to $100 in credit for Global Entry or TSA PreCheck processing fees.
Access to exclusive events like concerts and sports games.
Positives:
Wide range of airport lounge access.
Numerous benefits beyond lounge access.
Exclusive event access.
Negatives:
High annual fee of $695.
No bonus points for specific spending categories.
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